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Open enrollment options

Grandfathered plans

Plans purchased before March 23, 2010

Because your plan was purchased before the Affordable Care Act passed on March 23, 2010, you have what we at Arkansas Blue Cross call a "grandfathered plan." That means you have the option to keep your plan.

Option 1: Keep your current plan

If you're happy with your plan exactly as it is, no further action is needed; you will be automatically re-enrolled.

Coverage will renew January 1.

Option 2: Make changes to your current plan

If you want to make changes (such as changing your deductible or adding or deleting a family member), you will need to submit a Change Form.

Change forms must be received by (not just postmarked) Dec. 15.

Approved changes will be effective in January.

Option 3: Check for more affordable plans or financial assistance

If you want to see if more affordable plans are available or if you will qualify for financial assistance through the Health Insurance Marketplace, you can start shopping on November 1 when the Marketplace Open Enrollment Period begins.

  • Nov. 1 – Dec. 15 Health Insurance Marketplace Open Enrollment Period for Health Insurance Plans
  • For coverage to begin Jan. 1, you must enroll by Dec. 15.

If you need help, please call us at 1-800-238-8379 or visit us at one of our office or retail store locations.