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Complement any health plan with an affordable dental insurance plan. We offer dental plans for families and individuals of all ages. You can enroll year-round and you don’t have to have an Arkansas Blue Cross health plan to enroll. It’s that easy!

Arkansas Blue Cross dental plans feature a large network of dentists in Arkansas and nationwide and include coverage for preventive, minor and major restorative services. Our dental plans are also uniquely designed to work with our health plans to help you achieve better overall health.

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Benefits at a glance

PediatricSilverGoldPlatinum
Child Only
(Age 0-18)
Child Only
(Age 0-18)
Adult
(Age 19+)
Child Only
(Age 0-18)
Adult
(Age 19+)
Child Only
(Age 0-18)
Adult
(Age 19+)
Plan year maximumUnlimitedUnlimited$1,000Unlimited$1,000Unlimited$1,500
Out-of-pocket maximum$375$375 for one child;
$750 for two or more children
Unlimited$375 for one child;
$750 for two or more children
Unlimited$375 for one child;
$750 for two or more children
Unlimited
Waiting periods1 NoneNone6 months1
(minor restorative)
None6 months
(minor and major restorative)
None6 months
(minor and major restorative)
Rollover periodsNoneNoneNoneYesNoneYes
Dental Xtra benefitYesYesYesYes
Calendar year benefitsMember pays (in-network)
Deductible$20$50$35$20
Diagnostic and preventive coverage
Exams, prophylaxis (teeth cleaning), X-rays(pediatric plan also covers fluoride treatment and sealants)
0% coinsurance after deductible10% coinsurance after deductible0% coinsurance after deductible0% coinsurance after deductibleNo coinsurance or deductible
Minor restorative coverage
Fillings, endodontics (root canals),oral surgery, extractions, periodontics(treatment for gum disease)
20% coinsurance after deductible30% coinsurance after deductible25% coinsurance after deductible20% coinsurance after deductible20% coinsurance after deductible
Major restorative coverage
All ages — crowns, partials and dentures, surgical periodontics
19 and over — bridges, inlays and onlays
50% coinsurance after deductible50% coinsurance after deductible50% coinsurance after deductible (re-cementations, repairs, adjustments only)50% coinsurance after deductible50% coinsurance after deductible
ImplantsNot coveredNot coveredNot coveredCoveredNot coveredCovered
OrthodonticsNot coveredNot coveredNot coveredNot covered
 
Monthly rates per person$34.28 $24.66$23.25$32.21$37.08$34.28$45.39

1The six-month waiting period for minor restorative services (adult Silver, Gold or Platinum plans) and the six-month waiting period for major restorative services (adult Gold or Platinum plans) will be waived if you meet the following criteria:

  • Your application is received within 30 days of the termination date of your previous coverage; and
  • No later than 60 days from the effective date of your new policy with Arkansas Blue Cross and Blue Shield, you provide us with:
    • A copy of your previous dental policy Certificate of Coverage, which reflects the policy’s effective and termination dates; and
    • A copy of your previous policy’s benefit schedule, which reflects at least six months of coverage for minor and/or major restorative services.

In order to waive the minor and major restorative waiting periods, previous coverage must include comprehensive major restorative services such as crowns and bridges.

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