A.M Best rating

In February 2025, A.M. Best Rating Services, Inc. (AMBRS) affirmed the financial strength rating of Arkansas Blue Cross and Blue Shield as an A in 2024. This marks the 20th consecutive year that the company has received an A rating. A.M. Best stated that both the Financial Strength Rating (FSR) and Issuer Credit Rating (ICR) assignments are stable.

A rating from A.M. Best represents an independent opinion from the leading provider of insurer ratings of a company's financial strength and ability to meet its obligations to policyholders.

Rating rationale

The latest A.M. Best rating is based on the Arkansas Blue Cross:

• Balance sheet
• Operating performance
• Business profile
• Enterprise risk management

Affiliate ratings

A.M. Best also affirmed an A rating in 2025 for USAble Mutual Insurance Company and HMO Partners, Inc. (Health Advantage), the largest health maintenance organization (HMO) in Arkansas.