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Arkansas Blue Cross and Blue Shield offers a variety of affordable dental plan options that are uniquely designed to work with our health plans to help you achieve better overall health. We make it easy to get the dental care you need.

Our plans feature:

  • In-network access to 95% of dentists in Arkansas, plus a large nationwide network
  • Two routine exams and cleanings per year at little or no extra cost
  • Our unique Dental Xtra program that provides additional benefits - at no extra cost - for eligible members that help improve whole-body health
  • The ability to roll over a portion of unspent benefit dollars for future use

 

A lifetime of healthy smiles begins with an Arkansas Blue Cross dental plan.

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Benefits at a glance

Pediatric Dental Plans (Ages 0-18 Years)

PediatricSilverGoldPlatinumPlatinum Premium
Calendar year maximumUnlimitedUnlimitedUnlimitedUnlimitedUnlimited
Out-of-pocket maximum$450 for one child;
$900 for two or more children
$450 for one child;
$900 for two or more children
$450 for one child;
$900 for two or more children
$450 for one child;
$900 for two or more children
$450 for one child;
$900 for two or more children
Waiting periods1 NoneNoneNoneNoneMinor/major restorative: none
Orthodontia: 12 months
Deductible (individual)$20$50$35$20$20
Calendar year benefitsYou pay (In-network coinsurance after the deductible)
Diagnostic and preventive coverage 0%10%0%0%0%
Minor restorative coverage20%30%20%20%20%
Major restorative coverage 50%50%50%50%50%
ImplantsNot coveredNot coveredNot coveredNot CoveredNot covered
OrthodontiaNot coveredNot coveredNot coveredNot covered50%
Orthodontia lifetimeN/AN/AN/AN/A$1000
Addition benefits
RolloverN/AN/AN/AN/AN/A
Dental XtraIncludedIncludedIncludedIncludedIncluded
Rates
Dentals plans$37.37$24.66$32.85$37.37$45.00
Dentals+Vision plansN/AN/A$39.25$43.96$51.59
  • Diagnostic and preventive coverage includes exams, prophylaxis (teeth cleaning), X-rays, fluoride treatment and sealants.
  • Minor restorative coverage includes fillings, endodontics (root canals), oral surgery, extractions and periodontics (treatment for gum disease)
  • Major restorative coverage includes crowns, partials and dentures and surgical periodontics

Benefits at a glance

Adult Dental Plans (Age 19 Years and Older)

SilverGoldPlatinumPlatinum Premium
Calendar year maximum$1,000$1,000$1,500$2,500
Out-of-pocket maximumNoneNoneNoneNone
Waiting periods4Minor restorative:
6 months
Minor/major
restorative: 6 months
Minor/major
restorative: 6 months
Minor restorative:
6 months
Major restorative:
12 months
Deductible (individual)$50$35$20$20
Calendar year benefitsYou pay (In-network coinsurance after the deductible3)
Diagnostic and preventive coverage 10%0%0%
(no deductible)
0%
(no deductible)
Minor restorative coverage25%20%20%20%
Major restorative coverage 50%
Re-cementations,
repairs and
adjustments only
50%50%50%
ImplantsNot coveredCoveredCoveredCovered
OrthodontiaNot coveredNot coveredNot coveredNot covered
Additional benefits
RolloverNot includedIncludedIncludedIncluded
Dental XtraIncludedIncludedIncludedIncluded
Rates
Dentals plans$23.25$37.82$49.48$58.74
Dentals+Vision plansN/A$44.22$56.07$65.33
  • Diagnostic and preventive coverage includes exams, prophylaxis (teeth cleaning), X-rays, fluoride treatment and sealants.
  • Minor restorative coverage includes fillings, endodontics (root canals), oral surgery, extractions and periodontics (treatment for gum disease)
  • Major restorative coverage includes crowns, partials and dentures and surgical periodontics

3Information in grid represents in-network benefits. Coinsurance of 25% for diagnostic and preventive coverage, 40% for minor restorative coverage, and 70% for major restorative coverage applies to services provided by out-of-network providers.

4Your application is received within 30 days of the termination date of your previous coverage and mo later than 60 days from the effective date of your new Arkansas Blue Cross and Blue Shield policy, the six-month waiting periods for minor restorative services for adult Silver, Gold, Platinum and Platinum Premium plans, and major services for adult Gold and Platinum plans, will be waived. For Platinum Premium plans, the 12-month waiting period will be reduced to six months. You must show proof of prior continuous comparable dental insurance by providing a copy of your previous dental policy Certificate of Coverage and benefit schedule, which lists the coverage for services provided.