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Understanding your insurance

Your member ID card

You will receive your member ID card after enrollment. Think of your member ID card as your ticket to quality healthcare. You'll want to carry it with you when seeking care so you and the healthcare provider can see what type of insurance coverage you have. You'll need your member ID card anytime you visit a:

  • Doctor
  • Hospital
  • Pharmacy
  • Anywhere you get healthcare services

Coverage start date

The coverage start date is the day you can begin using your insurance to see doctors and get prescriptions filled. Your plan will not cover any medical or pharmacy costs until the coverage start date. You can find your coverage start date by logging into your My Blueprint account and looking at the top right of the page.

Your digital ID card

Carry your digital ID card with you on your laptop or smartphone by accessing My Blueprint or downloading the My Blueprint Mobile app.

Learn more about your ID card

For more information, select a number

Disclaimer: Your card may look slightly different or have different information

1

Member ID number

Helps us identify who you are, the type of plan you have and how your claims are paid.

2

RX categories

Used by the pharmacy to determine what’s covered, apply your discount and file your claims

3

RX copay

How much you pay for your prescriptions depending on their type

4

Group number

Used to check your plan’s benefits

5

Deductible

How much you pay for medical expenses before the health plan begins to pay for some covered services

6

Copay

How much you pay for a doctor visit, depending on the type

7

Coinsurance

How much of your medical bill you must pay after meeting your deductible

8

Type of plan

Lets us know what kind of coverage you have

9

Suitcase

Represents access to national BlueCard® network ( see Find Medical Care Quickly for more information)