Choosing the right plan for you
There is no “one size fits all” to Medicare plans. Your plan selection may be different from your spouse and your friends because your coverage decisions should depend on your personal health needs and preferences.
After you make your Medicare plan selection during Initial Enrollment, it’s important to know that you can change your Medicare coverage over time. It’s a good idea to revisit your plan each year to decide if it is still the right fit. As your life changes, your Medicare plan might need to change also. The Annual Enrollment Period is your opportunity to review your coverage and decide if it’s time to switch plans.
Annual Enrollment Period
During this period you can keep your existing Part C or Part D, if it’s still available, or sign up for a new plan that better fits your needs. Annual Enrollment occurs October 15 - December 7 for everyone enrolled in Medicare. Your new coverage will begin January 1.
Whether you are enrolling for the first time or reviewing your coverage to determine if it’s time to make a change, you should use the Annual Enrollment Period to consider your needs and options so you get the best coverage for you.
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Things to consider when selecting your Medicare coverage
Consider your monthly premiums and out-of-pocket expenses like deductibles, copayments and coinsurance.
Do you need vision, dental and hearing benefits not covered by Original Medicare? Are fitness programs, ways to save money and member rewards programs important to you?
Doctors & Hospital Choice
Do you want to choose the doctors you want to see? Do you want a primary care providers (PCP) coordinating you care?
Do you need prescription drug coverage? If you take regular prescriptions are they on the plan's formulary (drug list)?
Do you travel often or have a home in another state? Do you need a larger network to cover?
Are providers who accept the plan nearby? Can you get prescription or specialty drugs through the mail?
Get the right coverage
You can combine Medicare parts and plans to get the coverage that works best for you.
- Part C
We’re here to help with questions you have about your Medicare plan needs.
Schedule a phone appointment with a local representative.
Shop and apply for an Arkansas Blue Medicare plan online today.Shop plans
You have options when it comes to selecting your Medicare coverage. Explore the basic parts of Medicare.Learn more about Medicare
Eligibility and enrollment
It's important to understand when you are eligible for Medicare, how to enroll and what to do if you are working past 65.Learn more about Eligibility and enrollment
Last updated 10/01/2020