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Health Savings Account (HSA)

As a tax-exempt, interest-earning account, your employees can use their HSA to save and pay for healthcare costs, like deductibles, coinsurance or dental care. Combined with a number of federally-qualified high-deductible health plans and your tax-deductible contributions, HSAs are an affordable and flexible way to offer security.

Advantages for employees include:

  • Opportunities to save for future medical expenses on a tax-advantaged basis.
  • Contributions can be made tax free through payroll deduction.
  • Funds can be used for current medical expenses or saved for future needs.
  • Portable accounts that can be kept through job change or loss or a change in medical coverage.

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