Understanding Your PHS

Your Personal Health Statement (PHS) is designed to help you better understand your recent medical and prescription claims including:

  • Total amounts charged
  • Your discounts just for being a member
  • What your health plan paid on your claims
  • And what you owe, or may have paid, to your medical provider

Arkansas Blue Cross and Blue Shield is providing you with this information so you can be a more informed member when it comes to paying for health care costs.