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VALUE PLANS

Consider Value Plans if providing your employees the freedom to choose a plan with lower out-of-pocket costs. The benefits below apply to each employee.


Benefits Gold 1000 Gold 1500.2 Silver 2000.5*
Deductible Amount $1,000 $1,500 $2,000
Coinsurance 20% coinsurance 20% coinsurance 20% coinsurance
Annual Limit on Cost Sharing $3,000 $3,500 $4,000
Primary Care Physician Office Visit $20 copay. $30 copay. NA
Specialist Office Visit $40 copay. $50 copay. NA
Prescription Drugs $10 copay for generics
$30 copay for preferred brand-name
$50 copay for non-preferred brand-name
$10 copay for generics
$30 copay for preferred brand-name
$50 copay for non-preferred brand-name
NA
Deductible Type** Fulfillment Fulfillment True Family Aggregate

Benefits Silver 2000.3 Bronze 6300*
Deductible Amount $2,000 $6,300
Coinsurance 30% coinsurance 0% coinsurance
Annual Limit on Cost Sharing $6,350 $6,300
Primary Care Physician Office Visit $30 copay NA
Specialist Office Visit NA NA
Prescription Drugs $10 copay for generics
$50 copay for preferred brand-name
$70 copay for non-preferred brand-name
NA
Deductible Type** Fulfillment Embedded


* A plan that meets requirements to be a tax advantaged, qualified high-deductible health plan.

** For more information, please contact your agent or your local Arkansas Blue Cross Sale and Service Center.

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