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Silver Plans

Silver plans provide important benefits, and the monthly premium will cost less than the premium of Gold plans. With Silver plans, your employees pay a little more out of pocket for medical services. The benefits below apply to each employee.


Benefits Silver $2000-1 Silver $2000-2 Silver $2000-3
Deductible Amount $2,000 $2,000 $2,000
Coinsurance 20% coinsurance 20% coinsurance 30% coinsurance
Annual Limit on Cost Sharing $6,350 $6,350 $6,350
Primary Care Physician Office Visit 20% coinsurance 20% coinsurance $30 copay
Specialist Office Visit 20% coinsurance 20% coinsurance 30% coinsurance
Prescription Drugs $10 copay for generics
$30 copay for preferred brand-name
$50 copay for non-preferred brand-name
$10 copay for generics
$40 copay for preferred brand-name
$60 copay for non-preferred brand-name
$10 copay for generics
$40 copay for preferred brand-name
$60 copay for non-preferred brand-name

Benefits Silver $2000-4 Silver $2000-5 Silver $2000-6
Deductible Amount $2,000 $2,000 $2,000
Coinsurance 30% coinsurance 30% coinsurance 30% coinsurance
Annual Limit on Cost Sharing $6,350 $6,350 $6,350
Primary Care Physician Office Visit $30 copay 30% coinsurance 30% coinsurance
Specialist Office Visit 30% coinsurance 30% coinsurance 30% coinsurance
Prescription Drugs $10 copay for generics
$50 copay for preferred brand-name
$70 copay for non-preferred brand-name
$10 copay for generics
$30 copay for preferred brand-name
$50 copay for non-preferred brand-name
$10 copay for generics
$40 copay for preferred brand-name
$60 copay for non-preferred brand-name

Benefits Silver $2000-7 Silver $2000-8 Silver $2000-9
Deductible Amount $2,000 $2,000 $2,000
Coinsurance 20% coinsurance 20% coinsurance 20% coinsurance
Annual Limit on Cost Sharing $6,350 $6,350 $4,000
Primary Care Physician Office Visit $30 copay $30 copay 20% coinsurance
Specialist Office Visit 20% coinsurance 20% coinsurance 20% coinsurance
Prescription Drugs $10 copay for generics
$40 copay for preferred brand-name
$60 copay for non-preferred brand-name
$10 copay for generics
$50 copay for preferred brand-name
$70 copay for non-preferred brand-name
20% coinsurance

Benefits Silver $2500-1 Silver $2500-2 Silver $2500-3
Deductible Amount $2,500 $2,500 $2,500
Coinsurance 20% coinsurance 20% coinsurance 20% coinsurance
Annual Limit on Cost Sharing $6,350 $6,350 $4,000
Primary Care Physician Office Visit 20% coinsurance 20% coinsurance 20% coinsurance
Specialist Office Visit 20% coinsurance 20% coinsurance 20% coinsurance
Prescription Drugs $10 copay for generics
$30 copay for preferred brand-name
$50 copay for non-preferred brand-name
$10 copay for generics
$40 copay for preferred brand-name
$60 copay for non-preferred brand-name
20% coinsurance

Benefits Silver $3000
Deductible Amount $3,000
Coinsurance 0% coinsurance
Annual Limit on Cost Sharing $3,000
Primary Care Physician Office Visit 20% coinsurance
Specialist Office Visit 20% coinsurance
Prescription Drugs 20% coinsurance

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