Rating Remains A (Excellent)

A.M. Best Company affirmed the financial strength rating of Arkansas Blue Cross and Blue Shield as A (Excellent) in 2012. A.M. Best stated that the rating outlook is stable.

A rating from A.M. Best represents an independent opinion from the leading provider of insurer ratings of a company’s financial strength and ability to meet its obligations to policyholders.

Rating Rationale

A.M. Best based its rating on Arkansas Blue Cross':

• Leading market share;
• Enhanced operating flexibility;
• Considerable capital strength;
• Innovative strategies and diversified operating platform;
• Regional alliances.

Affiliate Ratings

A.M. Best also affirmed an A (Excellent) rating in 2012 for an Arkansas Blue Cross and Blue Shield affiliate, HMO Partners, Inc. (Health Advantage), the largest HMO in Arkansas.