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2016 Silver Plans

Silver plans provide important benefits, and the monthly premium will cost less than the premium of Gold plans. With Silver plans, your employees pay a little more out of pocket for medical services. The benefits below apply to each employee.


Benefits Silver 2000-3 Silver 2000-4 Silver 2000-5
Deductible Amount $2,000 $2,000 $2,000
Coinsurance 30% 30% 30%
Annual Limit on Cost Sharing $6,850 $6,350 $6,350
Primary Care Physician Office Visit $30 copay $30 copay N/A
Specialist Office Visit N/A N/A N/A
Prescription Drugs $10 copay for generics
$40 copay for preferred brand-name
$60 copay for non-preferred brand-name
$10 copay for generics
$50 copay for preferred brand-name
$70 copay for non-preferred brand-name
$10 copay for generics
$30 copay for preferred brand-name
$50 copay for non-preferred brand-name

Benefits Silver 2000-6 Silver 2000-7 Silver 2000-9
Deductible Amount $2,000 $2,000 $2,000
Coinsurance 30% 20% 20%
Annual Limit on Cost Sharing $6,350 $6,850 $6,850
Primary Care Physician Office Visit N/A $45 copay N/A
Specialist Office Visit N/A N/A N/A
Prescription Drugs $10 copay for generics
$40 copay for preferred brand-name
$60 copay for non-preferred brand-name
$10 copay for generics
$50 copay for preferred brand-name
$80 copay for non-preferred brand-name
N/A

Benefits Silver 2500-1 Silver 2500-2 Silver 2500-3
Deductible Amount $2,500 $2,500 $2,500
Coinsurance 20% 20% 20%
Annual Limit on Cost Sharing $6,350 $6,350 $4,000
Primary Care Physician Office Visit N/A N/A N/A
Specialist Office Visit N/A N/A N/A
Prescription Drugs $10 copay for generics
$30 copay for preferred brand-name
$50 copay for non-preferred brand-name
$10 copay for generics
$40 copay for preferred brand-name
$60 copay for non-preferred brand-name
N/A

Benefits Silver 3000
Deductible Amount $3,400
Coinsurance 0%
Annual Limit on Cost Sharing $3,400
Primary Care Physician Office Visit N/A
Specialist Office Visit N/A
Prescription Drugs N/A

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