POS Plans (Point of Service)

With a POS plan, employers have greater predictability on out-of-pocket costs. Most of these benefit package designs are “copayment driven,” which means employees would have copayments when they visit a doctor or go to a hospital. A POS plan differs from a traditional HMO plan as members may seek specialty services without a referral and have coverage for out-of-network services. The POS Plans are offered through our affiliate company, Health Advantage, the largest HMO in Arkansas.

Wellness services are an option on PPO plans but are a standard part of POS products. With our POS plan, you also get benefits that focus on keeping your employees healthy such as no in-network deductibles, preventive health services, well-baby care, free immunizations, and much more.

Besides direct access to physicians, these POS plans are affordable. They offer the same value to employees as our popular PPO plans.

With our POS Plans, you get:

• Value through flexible, tailored plans.
• Access to a broad network of providers.
• Superior service to administer your health plan.
• Access to health information resources to keep your employees healthy.

Call us – Let us help you!

Let us design the right plan for your needs:

• Call us at one of our regional offices.
• Or, complete our online form and we'll contact you and help you find the plan that fits your needs.